Checking
Best Free Checking
- No minimum balance
- No monthly service charge
- Unlimited check writing
- First order of checks free
- First two NSF fees are free*
- Free Gold Debit MasterCard®
- Free unlimited non-City ATM transactions**
- Free $50 bill with direct deposit***
- Free Internet and telephone banking
- Free Online Bill Pay
- Free e-Statement
- Free check safekeeping – images available for $2 per month or free with direct deposit
- Free wire transfers
- Non-interest bearing
*NSF (Non-sufficient Funds) fees apply thereafter. NSFs are paid at the bank’s discretion.
**Other banks may impose a surcharge at non-City ATMs.
***At the customer’s request, the $50 direct deposit bonus will be deposited into the checking account the business day following the first ACH direct deposit in the full amount of your payroll, pension or social security check.
Premier Checking
- Unlimited check writing
- Interest paid on all balances
- Free Gold Debit MasterCard®
- Free unlimited non-City ATM transactions*
- Free Internet and telephone banking
- Free Online Bill Pay
- Free e-Statement
- Free check safekeeping – images available for $2 per month or free with direct deposit
- No monthly service charge if balance remains above $1,000. $10 monthly fee if balance drops below minimum.
- 2 free cashier’s checks per month
* Other banks may impose a surcharge at non-City ATMs.
Community Hero Checking
Specially designed for teachers, fire/rescue, police, military and veterans, and medical professionals, both current and retired.
- No minimum balance
- No monthly service charge
- Unlimited check writing
- Interest paid on all balances
- One free check order per year
- Free Gold Debit MasterCard®
- Free unlimited non-City ATM transactions*
- Free Internet and telephone banking
- Free Online Bill Pay
- Free e-Statement
- Free check safekeeping – images available for $2 per month or free with direct deposit
*Other banks may impose a surcharge at non-City ATMs.
City Gold Checking
- No minimum balance
- Unlimited check writing
- Interest paid on all balances
- $5 monthly service charge
- Free checks, any style
- Free Gold Debit MasterCard®
- Free unlimited non-City ATM transactions*
- Free Internet and telephone banking
- Free Online Bill Pay
- Free e-Statement
- Free check images
- 2 free cashier’s checks per month
- $10,000 travel accidental death insurance
- Local and national dining savings
- Hotel and recreation discounts
- Local services discounts
- Local and online retail discounts
- Payment card and personal identity protection
*Other banks may impose a surcharge at non-City ATMs.
Heritage Checking
Specially designed for those over 50
- Unlimited check writing
- Free basic checks
- Interest paid on all balances
- Free Gold Debit MasterCard®
- Free unlimited non-City ATM transactions*
- Free Internet and telephone banking
- Free Online Bill Pay
- Free e-Statement
- 2 free cashier’s checks per month
- $25,000 travel accidental death insurance
- Local and national dining savings
- Hotel and recreation discounts
- Local services discounts
- Local and online retail discounts
- Payment card and personal identity protection
- Minimum daily balance of $100 or a $5 fee will be assessed
*Other banks may impose a surcharge at non-City ATMs.
Heritage Gold Checking
Receive all the benefits of Heritage Checking plus these additional services – all for only $4 per month.
- Free checks, any style
- $25,000 travel accidental death insurance
- Pharmacy savings program
- Vision savings program
- Hearing savings program
- Travel assistance services